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Euronymous asked:


Will the bank that I hold the money in possibly provide me with a small mortgage of around $40,000 so that I could purchase a $90,000 home?

Thank you!

takakura112 asked:


Times are rough and I need some information. I am a Pilot Car driver, and I am buying a house. I need 3000 dollars for a down payment, 600 dollars a month to move in, 300 for utilities, 560 dollars for a truck payment, around 200 a month for insurance, 150 for a window replacement [I locked my keys in the truck], and 720 for personal reasons.

I have horrible credit, and our boss/friend said that they will co-sign for a loan from the bank that loaned them the money for their house. I need about 6000 dollars.

As it is my first time to get a loan, will they be able to loan me this much? Once I get back on the road, this will be very easy to pay back, and should be the last time we have to do this.

I would appreciate any information. Thanks!

beaches li asked:


I lost my job a couple of weeks ago, unemployment has not kicked in yet called today they said it can take another 3 or 4 weeks and I will get the money in full when they pay me well my rent is due , my bills are due I took a babysitting job which i started today 2 days a week so i can eat and put gas in my car. where can i get a short term loan while on unemployment. i find payday loans but of cause i am not working any kind real suggestions appreciated. I dont have any family and my friends helped me move i am embarrassed this happened again to me (I am in NY)

saga asked:


As our children have grown up, we are planning to buy a bigger house and move out of our first home. Our dilemma is what to do with our old home. Should we sell it or should we keep it as an investment property. There is so much confusion about what we can or cannot do. Here is our situation in brief.
We bought our house 5 years ago for $320,000 and we borrowed $300,000. Currently our house is valued at $450,000 and the remaining loan is $250,000. We have an “all in one” account. That is where all our salaries go and we make our credit card payment at the end of every month. Maximum we have reduced our loan was $230,000. But we had to redraw some money for personal reasons.

If we rent it out what is the maximum loan we can claim in our tax return. Is it $250,000 (remaining loan) or $300,000 (original loan) or $230,000 (lowest we have reduced)? Our accountant says that the real value we can claim is much lower than all of above. Because our loan is similar to a “line of credit” loan. Our mortgage consultant says that we can refinance the loan to the current value which is $450,000 and claim that in our tax return. Please educate us and make our life easier.