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DIVA asked:


My husband only has one bad thing on his credit a judgment for a credit card about 8,000 dollars…all the other lines of credit including cars that have been paid off he is paying one now everything up to date just one card…………..could he possibly qualify for a home loan? this would be the first house.
But is just one line of credit that went bad and all the others current and up to date…is that credit card stii considered oh and the card went bad 4 years ago, the reson it went bad the interest went up to a ridiculous 38.9% at the time we owed only 3,000 now with all of their fee’s it about 8,000

sweetash229 asked:


My Fiancee and I want to buy a house. He has excellent credit and a decent sized income. I have BAD =( credit and a fair income. Can he get a home loan that takes into account my income combined with his but not my bad credit?

Robert’s Mommy ttc asked:


about ayear from now we want to build a home problem my credit is bad! i am 20 and messed up since aug of last year I am going to have everything paid by the end of the summer and the probly 6 months to a year later we want to apply for a loan we will have the 20,000 to put down from his mom but what i am getting at is even with bad credit but they see i have evverything paid off no credit card no car payment will we get approved he has perfect credit also his mom is going to co sign

tiffani5135 asked:


My son’s father lives with me, but is credit is awful, and he isnt eligable to help in getting a home loan, can i put part of his income down and list it as child support to add to my assets to increase the possible loan amounts?