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sweetash229 asked:


My Fiancee and I want to buy a house. He has excellent credit and a decent sized income. I have BAD =( credit and a fair income. Can he get a home loan that takes into account my income combined with his but not my bad credit?

Robert’s Mommy ttc asked:


about ayear from now we want to build a home problem my credit is bad! i am 20 and messed up since aug of last year I am going to have everything paid by the end of the summer and the probly 6 months to a year later we want to apply for a loan we will have the 20,000 to put down from his mom but what i am getting at is even with bad credit but they see i have evverything paid off no credit card no car payment will we get approved he has perfect credit also his mom is going to co sign

tiffani5135 asked:


My son’s father lives with me, but is credit is awful, and he isnt eligable to help in getting a home loan, can i put part of his income down and list it as child support to add to my assets to increase the possible loan amounts?

glock15 asked:


I and my husband want to buy a home. This will be our first home. I am a house wife.My credit score is 663. My husband has a full time job but, his score is about 480. Can we get a home loan in CA with no down payment?

Thanks.