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Posts Tagged ‘Home Loan’

Best Mortgage company to get approved for home loan?

c murk asked:


My husband has limited credit (590 credit score) But nothing bad on his credit. Does anyone know which mortgage company is most likely to approve us for a loan as first time homebuyers and 100% financing?

IF WE ARE DENIED A HOME LOAN BECAUSE OF BAD CREDIT WILL ALL BANKS SAY NO ?

miss C asked:


We were denied a home loan because our median credit score was 598 and they want it to be at least 620. Should we just give up or are there any banks that will give a loan with bad credit? (The credit is bad because of medical bills)

How do people with bad credit get approved for a home loan?

gabbi_gurl_2003 asked:


I am just wondering, we would like to purchase a house that has come up for sale in our neighborhood. I know that there have to be some type of programs out there because I know plenty of people with way worse credit scores that have been approved for mortgages.
I know that there are first time home buyer programs, but what if you cannot get approved for a loan? The programs that I have seen that help first time home buyers, require that the co-signer also live in the home, so it’s not like someone that we know could co-sign for us.
Any information that you can provide will be helpful, thank you in advance.
So the house we saw is $29,000. It needs work, but we are willing to do the work. We currently own a mobile home that we bought for cash, we have put work into it and could easily get $10,000 for it. We have money for a down payment, but this money should be used for repairs to the house that we would like to purchase. Could we get approved for more than the asking price, and use the extra money for repairs (providing that we put $10,000 down)?

home loan bad credit and filed bankruptcy?

bpb105 asked:


want loan by october my credit score 554 how do i raise it after bankruptcy i keep some debt that im paying off can i ever get a loan some one tell me what to do