Borrow Cash Online Loans Resources

DIVA asked:


My husband only has one bad thing on his credit a judgment for a credit card about 8,000 dollars…all the other lines of credit including cars that have been paid off he is paying one now everything up to date just one card…………..could he possibly qualify for a home loan? this would be the first house.
But is just one line of credit that went bad and all the others current and up to date…is that credit card stii considered oh and the card went bad 4 years ago, the reson it went bad the interest went up to a ridiculous 38.9% at the time we owed only 3,000 now with all of their fee’s it about 8,000

Robert’s Mommy ttc asked:


about ayear from now we want to build a home problem my credit is bad! i am 20 and messed up since aug of last year I am going to have everything paid by the end of the summer and the probly 6 months to a year later we want to apply for a loan we will have the 20,000 to put down from his mom but what i am getting at is even with bad credit but they see i have evverything paid off no credit card no car payment will we get approved he has perfect credit also his mom is going to co sign

Joelyn C asked:


added towards my credit score if i pay off a small credit card not yet turned into collection agency (but will if i dont pay soon only around $300.00 have around 587 and need 620 score for a home loan for people with bad credit…yeeeaaahhh. *Sigh* I am not sure about what kind of points you get for what so anyone have any ideas of how i can raise my credit score?

draw b asked:


I had good credit until I shared an apartment with someone who wouldn’t pay their half of rent/bills. In scrambling to cover their half, I neglected my own personal bills and the result was damaged credit. Most of the damage comes from unpaid student loan. Should I apply for a credit card to pay off the loan and then make sure I make payments on the credit card? Is this the best way?