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I am an 18 year old college student. I have never had a job besides Work Study at my college. I have one minor student loan and a cell phone in my name. I am trying to get an auto loan for about $5,000. My mom will pay the car payment, but she is unable to get the loan personally. Does anyone have any valid suggestions?

By: Jeremy E

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I am looking to apply for an auto loan and need about $9000. I only began trying to establish my credit 10 mo. ago so I don’t think I have very much of it. I am going to be looking at different lenders, and can put down a $1500 payment. What do I need to know and bring with me so I am totally prepared? Because my chances aren’t tooo great for getting loan with a decent interest rate in the first place… I want them to know I’m serious and have checked all my bases. Thanks!

By: mimi

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Surprisingly, I just got approved for an auto loan through my bank. It is 11.4% interest rate and was told that I pay $230/mo. So I am wondering what is my next step after I got the approval? Do I just get any car that equals my loan? This is my first experience?

By: babydoll86

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I would like to consolidate and make only 1 payment per month (which is ideally less than my current combined two payments). Is now a good time to refinance? I would consider a 7 year ARM to get a lower rate since I plan on selling my home when I am finished with grad school.

By: oh so blue

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