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Archive for the ‘Personal Finance’ Category

payday loans?What to do?

Faustino M asked:


i know they all basically rip you off, but theres only one place around here that will do a cash advance and i do not have all the needed paperwork to do one. Can someone suggest an online payday loan that they have had good experiences with?

Will I be able to get a home equity loan if I am currently in a forebearance agreement with my mortgage?

D G asked:


We will be listed as entering foreclosure until September, but have already made 5 consecutive payments into the forebearance plan, including a large down payment. However, in order to get our finances in order and pay education costs, we need to take out a home equity loan. Will lenders approve the loan (if we have one great credit score, one bad, and a good income) in our current state? Or would it be rejected outright?

Is it illegal to put a stop payment on a check you have written to secure a pay day loan in Illinois?

Jannise C asked:


I recently wrote a check to secure a sizeable pay day loan. While I know I must pay this loan back, I cannot keep the current repayment plan as scheduled. Can I get in trouble if I put a stop payment on the check and wait until the loan goes to an agency then pay the agency?

Does anyone know anything about Gateway financial capital?

demetrius asked:


Are they a legitimate company as they say they will give me a home loan with bad credit all I need is verifiable income… please advise as I need answers fast.