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Minnie-X asked:


I calculated all of my debt today, with student loans, car and personal loans, I owe $ 53,000.00….I don’t have any credit cards…I really want to pay this off as fast as possible…what can I do, to do that…I make all of my payments on time…but my credit score still *****…how can I make the score get better ?
I wish I could have 53000 and pay it all off in cash …lol…I want to start off fresh…
I am a single mom of a little girl, I work 40 hours a week, but am still living paycheck to paycheck…this is really stressing me out…
does anyone have an idea how to solve my problem and make our life easier…I want to have a future and leave my little girl with something in life…:(

i see all the time you can get mortgage refinance rates for around 4.5% but when you speak with someone and then it ends up being 5.5% my credit is good and i’ve been approved but then they hit you with well its 5.5% now etc… what would be some good lenders to speak with ,without all that babbling stuff just explain it in better terms..

By: debra c

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beaches li asked:


I lost my job a couple of weeks ago, unemployment has not kicked in yet called today they said it can take another 3 or 4 weeks and I will get the money in full when they pay me well my rent is due , my bills are due I took a babysitting job which i started today 2 days a week so i can eat and put gas in my car. where can i get a short term loan while on unemployment. i find payday loans but of cause i am not working any kind real suggestions appreciated. I dont have any family and my friends helped me move i am embarrassed this happened again to me (I am in NY)

DesperateHelp asked:


Can anyone please help me out or point me in a helping direction? I have come to the lowest financial point in my life. This is extremely hard to do, or to even accept, because 18 months ago I was running a very profitable business that I started back in 2001. I ended up getting mislead and a couple of bad choices and here I am today with almost nothing. I have had the most embarrassing day of my life today when my 2004 Trailblazer was repossessed, I thought it could not get any worse until this happened with my neighbors watching. I never imagined I would be in this situation, I just had a baby in july and had to ask the towing guy if I could get the baby seat out of the back of the truck. I am not looking for an easy road, I am a very hard worker. I have money that is still owed to me but every month that comes around I get more in debt with what little bills I have remaining. I already have sold off many items I had and took a beating on them but that’s what I had to do. I do have a few things left, not much maybe a few thousand dollars worth, and I would be willing to sell or use them as collateral. I have put my resume into a few places and am trying to start a similar business up again, so I can utilize my contacts. I need the money for partial personal but mostly to help start the business. If you can help me out in anyway possible I would be extremely grateful.