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Greg R asked:


I’ve recently started working for a Telecommunications Company in Cayman. For the next two months, I will be working from Canada; I then, begin working in Cayman on September 1st.

I have a few of questions:

1. I would like to open a Bank Account immediately, in order for my pay to be deposited. I am considering 4 Banks: Cayman National; First Caribbean; Scotia Bank, and Royal Bank. Are there any pitfalls or anything that I should be aware of, when choosing a Bank to open a personal checking Account?

2. I have Visa’s and a Line of Credit in Canada. Is it possible to transfer the balances from Canadian Credit cards and Loans to Cayman issued Credit Cards Loans? If so, what are the eligibility requirements?

3. If I become a customer of one of these banks, will it be easier to obtain a credit card or loan? And if so, are certain banks more flexible than others?

Thank you!