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where can i find a personal loan i have bad credit i don’t want a pay day loan?

helen_reyes58 asked:


I need to borrow about 4000.00 to 5000.00 dollars but I have bad bad credit I do not want pay day loan. help

Does this article from metavante.com say we’re coming to a cashless society?

Who Knew? asked:


MILWAUKEE, Dec. 26, 2006 – Metavante Corporation today announced it is the first certified and first operational processor supporting reload transactions on a leading international card association’s prepaid card load network. Metavante is the banking and payments technology subsidiary of Marshall Ilsley Corporation (NYSE: MI).
On Dec. 4, 2006, the card association issued a news release in which it stated the prepaid load network allows consumers to add funds to eligible re-loadable prepaid cards at participating retail locations. According to the announcement, the service has been introduced at more than 1,550 retail locations nationwide including participating Safeway, Carrs, Dominick’s, Genuardi’s, Pak ‘n Save, Pavilions, Randalls, Vons and Tom Thumb stores.

Processing reload transactions allows Metavante to help prepaid card issuers, such as financial institutions, realize the full potential of the checking account alternative that enables electronic payment card transactions for the un- and under-banked population. As Metavante helps make it easier for cardholders to reload eligible prepaid cards at convenient retail locations, a financial institution can benefit from increased card use, promote its brand with un- and under-banked consumers to potentially develop a traditional banking relationship, and gain wallet-share of a consumer otherwise out of reach.

Without convenient reload, prepaid cards have largely been disposable, which limits their ability to act as a full-service alternative to a checking account and the accompanying payment cards, said Frank D’Angelo, group president, Metavante Payment Solutions. Marrying expedient reload to prepaid cards creates the opportunity for people without a traditional banking relationship to carry a full-fledged payment card that’s arguably as easy to reload as a checking account.

According to a recent Celent payments industry analyst report: There are an estimated 14 million un-banked households in the U.S…and [prepaid debit] holds value because it stands to capture segments of the market other electronic payments [credit and debit] could not otherwise touch. This is particularly the case among the un-banked and youth populations that have limited access to such accounts. 1

Every year card-based payments chip away at the market share of cash and checks and the advent of online shopping and electronic payments has accelerated that trend. By supporting an easier way to reload prepaid cards, Metavante helps open the world of online transactions to consumers such as teens, who often have disposable income to spend, added D’Angelo. Metavante offers the most comprehensive suite of payment solutions and as evidenced by our support of prepaid reload, we continue to provide and support the newest payment technologies.

About Metavante
Metavante Corporation delivers banking and payments technologies to financial services firms and businesses worldwide. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer healthcare payments, and electronic presentment and payment. Headquartered in Milwaukee, Metavante (www.metavante.com) is wholly owned by Marshall Ilsley Corporation (NYSE: MI).

1 Celent, The Future of Consumer Payments, Nov. 2006, Ariana-Michele Moore, Senior Analyst.

business loan?

ayyyoooo asked:


what is the process of getting a loan for a business? like let’s say u make a new product. and u want too secure a loan at the bank for the production of this particular item to be out in a store, like lets say a special type of computer. wat is the process i need to go through at the bank? also, how much of a loan would i need to start off my new business?

Without jumping through hoops, where can I get $15,000 - $18,000?

jadewest asked:


I am a homeowner, which is an asset, but need cash flow to get back on track. Cash flow dried up due to illness (finally diagnosed corrected.) I need cash now to do roof repair, pay bills, pay for survey on additional unimproved property (so I can sell,) and have some money to live on while I get my normal working cash flow built back up.
The bank I use is a very small community bank. Other lending institutions want a 2 - 3 year, recent track record of steady employment and excellent credit rating, regardless of equity in property. I am very leery of online loans and have submitted only a few simple inquiries (very limited info required) Only one has responded, apparently a broker, asking for membership fee before they will proceed further.
Assets are nice, but only cash pays for food, utilities, bills, repairs, gas, and house hold expenses.
Anyone have experience with lenders that are not a scam, are lenient on requirements and that move quickly on loan requests? I am in the U.S.
Thanks.
1) I own the home, there is no mortgage.
2) As stated in the original post, lending institutions want a 2 - 3 year, recent track record of steady employment and excellent credit rating, regardless of equity in property.
3) My cash flow was affected due to several months of illness and I was not working.