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gasp you should asked:


this pay day loan company called my dad which i don’t even live with, my guess is they got it from the phone book. but i didn’t list them as one of my references. is this illegal?

Emmy F asked:


Ok, try to keep it quick here. I took out a loan for my wedding from one of those easy-loan busineses. I’m a college student and have been out of work for a few months now. When I got behind on payments, they extended my loan by giving me an additional loan to pay the first one off, and to give me some extra cash - how thoughtful! Now, the collection calls have gotten so frequent and odd that I refuse to answer my phone. I made a payment last month, but I haven’t been able to this month. There are 4 women that work in the local branch here. They call me (on my cell phone) around 5-6 times a day from the business line, leaving a variety of voicemails, leaving fake names, trying to sound like friends of mine, whatever….and then they also call 3-4 times an HOUR from their personal cell phones. They are sending me text messages, they are leaving voicemails so I know that it’s them and their cell phone numbers. I can see that I’m going to have to extend this question, brb lol.
They leave messages like hey girl, it’s me, gimme a call at ____ They rarely say anything about who they are or what business they have in calling me. My intelligence is being insulted here because I know there is no Melissa that works in that office and I can recognize their voices lol. So I’m not going to call up and say hey did you call me? Sighs. Yes, I know the easy way out of this is to PAY MY DEBT. And it’s not that I’m not willing to, I simply can’t at this point………and before I was speaking with them and being honest and giving them ideas about when I could pay, but now they have become so eccentric and harassing that I just don’t answer my phone. Can collectors legally call from their cell phones like this and if so, are there rules about how many times a day they can call? Ty for reading.

Dre asked:


I was dating a guy and I took out a loan to purchase tires and wheels for a birthday gift. The loan is in my name. With the cash from the loan, I purchased the tires and wheels from an online vendor with my checking account, and they were paid in full. While we were dating, I saw no problem with paying the monthly payments on the loan, as it was a gift.

The relationship has ended, and for the first few months after, he took over monthly payments on the loan since we agreed it was the right thing to do. Recently, he decided against paying the loan. He has also refused to give the tires and wheels back to me, so I can sell them and pay off the loan.

I don’t feel as though I should have to continue paying the loan while he gets to keep the t’s/w’s. We worked out a verbal agreement as to how the arrangement would work, and now hes reneging on our agreement.

I want to know if I should contact a lawyer for legal advice (on the grounds that I have a civil dispute for a small claims court)? Do i stand a chance if I take him to small claims court of collecting the money he agreed to pay, and I think he owes?

I was sued by a yellow page ad and a auto loan company cause i could not pay because i lost my job.
They both sued me and they won.. can they put a hold on my safety deposit box? I have a wonderful diamond ring of my mothers.
I thought only a Government agency could take the content of a saftey deposit box.

By: Princess Queen

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