Archive for the ‘Credit’ Category
How can I get a small personal loan if I have bad credit?
I’m a student, and a few months ago I ran into some trouble, and ended up being 90+ days late on a few credit card payments. I closed these cards almost a year ago myself anyway, and decided to make the payments, but close the cards.
Because of that, I now have really bad credit. I do work now, for a Nursing home. I’m in Nursing school to become an RN so I scored myself a 30 hour/week position as a Personal Support Worker during my studies, at $17/hour.
Why I need a small personal loan? My car broke down. Lent it to my brother, to make a long story short he ended up returning it to me with about $2200 in damages, after a month. I just started working, so i’m training for two weeks, at 3 days/week, then I have one week off because they have to wait a pay period to put me on the schedule, then I start work. I can’t wait a month and a half to repair my car, almost two.
Without it, I can’t even get to work, or school, plus I care for my grandmother who’s sick and I can’t even get to her. I need to get the car fixed ASAP, but I don’t have the money right now, and I need a personal loan, i’m desperate! How can I get one?
I like in Ontario, Canada by the way. Toronto area.
Bad Credit Persoal Loan?
My husband and I have lingering credit issues. He has a credit score in the 580’s, me in the 530’s. We own a home and would like to get a loan to pay off all debt. I am going to print off our credit report and go into the bank and see if they will write the checks directly to the companies so they know where the money is going. I also work directly for the wealthiest man in the city where I live and he happens to bank where I do. I was planning on using him as a reference. But I have overdrafted with that bank……Any advice would be great. Thanks.



