Borrow Cash Online Loans Resources

Rita asked:


I’m 22 and am just out of school. I’ve never had a very good control over my finances and would like any tips to help with budgeting, lowering spending habits, easy ways to keep track of spending habits, etc. I don’t want to have to pay for any of it though. Sorry, if you are going to send me to some site that will say here we’ll show you how for $30 a month I don’t want to hear from you. I want to know how to get myself out of debt so when i start paying college loans in june i’ll have a better grip on covering my expenses and being able to save up so i can move out of my parents’ house. Thanks, in advance.

Jami asked:


im wanting a way to make extra money so i can get a **** job LOL…….obviously i work and stuff but i need somthing to do on the side….like money from home?? or somthing…heck i dunno…ideas would be great!!!! thanks

not a credit card or a personal loan…

cubs_9999 asked:


I do not have great credit and I am looking online for a personal loan, I have been emailed by tons of scammers asking me for up-front fees of $250 etc. to get the loan from them. I have tried everywhere and I have decided that I cannot obtain an UNSECURED personal loan. I applied on one website that looked legit, and I was called the next day by a company called century financial incorporated. Their website is www.century-financialinc.com. they have offered me a SECURE personal loan at a rate of 8.75 % from a 3rd party lender. Since I do not have the credit rating to get an UNSECURED personal loan (which means I recieve money with no collateral or co-signer). This company has outlined to me 3 different options to SECURE my personal loan. 1. co-signer. must have a cosigner with perfect credit. I said no thanks. 2. monetary collateral….which they have outlined the payments of $235/month which will be taken out of direct deposit, they have asked for a lump sum of my first 4 monthly payments, which turns out to be $940. Option 3. is Insurance coverage I would have to purchase from them $1800, to secure the loan, after 5 consecutive months of on-time payments, the $1800 would be refunded.

I am seriously considering option #2, sending them $940 they said I would send it securly through western union, and within 3-4 hours, the loan would be deposited into my account, or I could have a certified cheque delivered to my house via fedex. I just have worries that after I send them $940, nothing will happen. I have talked to this man adam wilcox on the phone, he sounds like a very nice, understanding, knowledgable financial advisor, I do trust him I expressed my concerns with him and he assures me that this whole process is legitimate. can somebody visit thier website for me, the website states an actual address under contact information which is always a good sign, let me know how the website looks to you, below is the first page of the loan contract they sent me. I am on the fence about this one, but I really need a loan, but I do not want to be scammed. please advise on your opinions, or if anybody has experience dealing with this company? or a loan process like this, does this sound like the general way things need to be done? please give your opinions…
thank you very much

FEBRUARY 2ND, 2010 REFERENCE NUMBER: LA239876
REP: ADAM WILCOX EXT#223.
DEAR: _____________
You can rest assure knowing you have made the right decision by choosing CENTURY FINANCIAL INC to act on your behalf, in finding an appropriate solution to your financial needs. CENTURY FINANCIAL INC has been committed to helping our clients achieve their financial goals since 1987. Our owner and Co founder, Ronald Taylor, vision is to win loyal clients through excellent customer service and as a result 100% customer satisfaction.
We respect your privacy and guarantee the information you have provided to us will remain confidential. We see this as our responsibility and the minimum standard for meeting and exceeding our client’s expectations.
At CENTURY FINANCIAL INC we realize carefully planned budgets may not always stretch as far as you may need them to. Borrowing is always an option that can be taken, yet for some; it may make life more complicated than easy. Here at CENTURY FINANCIAL INC we welcome all of your questions. We will work with you exploring all financial options available to you. Our company is committed to treating our clients with courtesy, professionalism and respect.
CENTURY FINANCIAL INC would like to take this time to congratulate you and inform you that we are in receipt of all the necessary documents necessary to process your loan application.
Here at, CENTURY FINANCIAL INC we abide by all laws governing documents handling for identification purposes. All documents supplied to us are used solely for the purpose of obtaining your loan. This information is confidential and cannot be released without the verbal and /or written consent of the client. We trust that all information provided on your application is accurate. Failure to provide correct information on your application could result in this contract determined null and void.
Thank you for accepting the terms and conditions negotiated on your behalf by CENTURY FINANCIAL INC who will be securing the loan on your behalf.
Based on the information you have provided, we have obtained a lender to process and approve your loan request of $18,000.00CDN on a Secured Basis. Your representative, Adam Wilcox, has outlined the 2 options in which you may secure your loan (Refer to Page 5 6 for Security Options).
The Insurance Coverage protects the lender in the event you refuse to pay back the negotiated terms due to the fact that you the client have become unemployed,

Perry asked:


I know that a car’s trade in value has as much to do with negotiating than the car’s so called book value and things like big repairs and even minor accidents, even if they’ve been repaired, can make a difference if they show up on a CarFax, But does whether I paid cash or if financed the car I want to trade when I bought it new actually make a difference as far as its trade in value goes?
I’m asking because dealers always ask if there’s a loan and so do some independent appraisers. Dealers always say the just want to know so when they make me an offer they know how much they need to pay off instead of putting it toward the new car. I know they do this to jumble all the numbers together to make it harder to tell exactly what price they want for the new car and how much they want to give in trade and I always tell them no and make sure we’ve negotiated the price for the new car before even telling them I have a trade in the first place, but does the bank lien actually matter when it comes to how much the trade in is worth? Would it be different if I just paid off the loan before going to the dealer?

The only reason I ask is because an online appraisal service that’s not affiliated with any dealer also asks if there’s a loan or not before giving an estimated trade in value. I know the dealer would just as soon have the title immediately so it can sell the car right away without having to pay off the loan and wait for the title to come, but do they really look at this as something that impacts the car value?

Thanks for any help anybody who knows first hand can give.