Archive for December, 2009
How easy would it be to get a small loan even with possible bad credit?
I bank with barclays and every bit of money either goes to bills and am left with hardly anything for food.
Is it possible to get a loan of £200-£500 from my bank because so much is going to overdraft charges and unless I donate a kidney or something I don’t see how I’m going to break free of this debt.
I have a high debt to income ratio. Are there any mortgage lenders that I could refinance with?
By: imst22
About the Author:
Will my job offer be rescinded if I have bad credit? How bad is bad?
I was recently offered a job. I accepted, and gave notice to my current employer. I knew that the offer was contingent on a background check and drug screening, but I wasn’t nervous about either.
However, today I learned that a credit check is also involved. I recently paid off a balance on my corporate card that was over 90 days late. It was my error and I thought that those expenses had already been submitted. A similar error a couple of years ago caused my card to be canceled. Also a few years ago, I was in a bad habit of paying my bills late because I was disorganized. However, I’ve been paying all of my bills on time (except above) for the last two years. I’ve never defaulted on any loan, and have made all of my mortgage and student loan payments on time. Besides my mortgage and student loan, I pay off any credit card debt every month or two.
Would these mistakes cause me to lose my job offer? I would be in a very, very bad place since I have already given notice to my current employer, and you can’t take that back.



