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Dom Auturo asked:


My husband and I have found our next home in TN, but when we went for the loan, we found out my husband’s credit has dropped drastically in the last few months (since November) to just under 500. The lender said he had to investigate because our credit is only showing one delinquency. Isn’t there any option? We have a home on the gulf coast we are putting on the market, the appraised value is low-end 70,000 over what we owe. My husband makes decent money, ($80,000) and the house we want is a foreclosure, we offered $72,000 and the last loan on it was $130,000. We really, really don’t want to lose this investment by missing the closing day. There has to be some other option. I’d take a 15% interest at this point, because I’ve gone to so many lenders, I think our score is even lower now. Any help would be appreciated.

logan h asked:


I have a credit score of 633…it would be better but i let a truck get repossesed a couple years ago and i never paid on it. Im currently in Iraq right now and when i get back to the states i want to purchase a house. I’ll be on active duty orders for another year in a half. Is my score high enough to get a home loan without having to put a down payment down? I have money saved up but i was wanting to spend it on buying some land.

I’ve been trying to get approved for an auto loan the bank told me I don’t have enough credit history. Unfortunately, I don’t have a co-signer and I really need to get a car soon. HELP PLEASE!

By: Dee

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Soft N Lovely asked:


I own my house that is worth about 250,000, and I owe 77000 on it. No other second mortgages. I know that given my very poor credit rating I can only seek the assistance of a subprime lender, but where do I go to find a reputable.